# Exposure risk?

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A man is getting into the shower just as his wife Wanda is finishing her shower, when the doorbell rings. Wanda quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next-door neighbor. Before she can say a word, Bob says, "I’ll give you $1,000 if you let that towel drop." After thinking for a moment, Wanda drops her towel and stands stark naked in front of Bob. After a few seconds of staring admiringly at her lissome form, Bob hands her$1,000 in cash and leaves. Wanda then wraps herself back up in the towel and returns upstairs. When she gets to the bathroom, her husband asks, "Who was that?"

"It was Bob the next door neighbor," she replies.

"Oh, good," the husband says, "did he say anything about the \$1,000 he owes me?"

Moral of the story: If you share critical information pertaining to credit and risk with your shareholders in a timely way, you may be in a position to prevent avoidable exposure.